Last Updated: September 3, 2026

Welcome to ArjunPanchariya.in.

These Terms and Conditions govern your access to and use of ArjunPanchariya.in, Arjun Panchariya Study Point, apps.arjunpanchariya.in, and associated digital services, educational resources, and channels where these Terms are referenced or linked.

By accessing or using our services, you agree to these Terms and Conditions. If you do not agree with these Terms, please discontinue use of the relevant service.

1. About Our Platform

ArjunPanchariya.in is the personal website of Arjun Panchariya Sindhu and may provide personal views, educational information, student guidance, university updates, public-interest information, articles, digital resources, and related services.

Arjun Panchariya Study Point provides educational and revision resources that may include:

• PDF notes and study material
• Topic-wise notes
• Quick revision notes
• Practice questions
• Model papers
• Guess papers
• Test series
• Online quizzes and MCQ tests
• Previous-year-paper related resources
• Student guidance and educational information

Our purpose is to make educational information and study material easier for students to understand, access, and revise.

2. Acceptance of Terms

By visiting, registering on, purchasing from, downloading from, or otherwise using our website or associated services, you confirm that you have read and accepted these Terms and Conditions together with our applicable Disclaimer and Privacy Policy.

If you are under the age at which you can independently enter into a binding agreement under applicable law, you should use paid services with the involvement or consent of your parent or legal guardian.

3. Educational Content

Study material provided through Arjun Panchariya Study Point is intended for educational, preparation, practice, and revision purposes.

Materials may be prepared using our educational experience, knowledge, official or publicly available syllabus, previous examination patterns, academic references, and our understanding of relevant subjects.

Students should always check the latest official syllabus, examination scheme, notification, and instructions issued by the concerned university, institution, examination authority, or government department.

4. No Guarantee of Examination Questions or Results

Purchase or use of our notes, PDFs, guess papers, test series, quizzes, or other educational resources does not guarantee that any particular question or topic will appear in an examination.

We do not guarantee:

• Passing an examination
• Any particular marks or percentage
• Rank or merit position
• Selection in recruitment or admission
• Any particular examination question
• Any particular academic result

Terms such as “Important Questions,” “Expected Questions,” “Guess Paper,” “Most Important Topics,” “Probable Questions,” or similar expressions indicate educational assessment and preparation guidance only.

They must not be interpreted as a guarantee or promise regarding an actual examination.

Our objective is to simplify learning and revision, not to guarantee examination questions or results.

5. Purchases and Digital Products

Certain educational resources may be offered as paid digital products.

Before purchasing a product, users should carefully review the product title, subject, course, semester, description, price, format, and other information displayed at the time of purchase.

The price and features applicable to an order are those presented to the user at the time the order is placed, subject to correction of obvious technical or pricing errors.

Successful payment does not transfer ownership or copyright in the educational material. It grants the purchaser a limited right to use the purchased material for their own personal educational purposes, subject to these Terms.

6. Personal-Use Licence

Unless expressly stated otherwise, paid and free educational resources provided by us are licensed for personal educational use only.

Users must not, without prior written permission:

• Resell our paid PDFs, notes, or test material.
• Upload paid material to another website, app, group, channel, or file-sharing platform.
• Distribute purchased material publicly or commercially.
• Copy substantial portions of our original material and sell them under another name.
• Remove or intentionally obscure our copyright notice, branding, or watermark for unauthorized redistribution.
• Share account access or paid-access credentials in order to bypass individual access restrictions.

Unauthorized commercial redistribution may result in suspension of access and other action available under applicable law.

7. Accounts and User Responsibility

Some services may require users to create an account.

Users are responsible for providing reasonably accurate information and maintaining the confidentiality of their login credentials.

You are responsible for activities carried out through your account where those activities result from your failure to keep your credentials secure.

You must not intentionally misuse another person’s account or attempt to gain unauthorized access to restricted areas of our services.

We may temporarily restrict or suspend access where reasonably necessary to address fraud, security threats, unauthorized redistribution, serious misuse, or violations of these Terms.

8. Payments

Payments for paid services may be processed through third-party payment gateways, UPI services, banks, or other supported payment methods.

Users should verify the amount and product details before making payment.

A payment may be subject to confirmation from the relevant payment provider. If payment is deducted but an order is not activated because of a technical or payment-processing issue, users may contact us with relevant transaction details so the matter can be reviewed.

Any applicable refund or cancellation request will be handled according to the Refund/Cancellation Policy displayed for the relevant service and applicable law.

9. WhatsApp Channel and Associated Platforms

Educational updates and other information may also be shared through our associated WhatsApp Channel and other digital platforms.

Where these Terms are linked or expressly incorporated into such a service, the relevant provisions apply to use of that service as well.

Information received through a messaging or social platform should not automatically be treated as an official university or government notification.

Important information should always be verified from the concerned official source.

10. News, University and Public Information

Our platforms may publish or share information relating to:

university examinations, results, admit cards, timetables, admissions, scholarships, government schemes, recruitment, educational notices, and other student or public-interest updates.

We make reasonable efforts to provide useful information; however, official authorities may modify, correct, postpone, cancel, or update information.

Therefore, users must verify important information through the latest official notification or website.

Where our information differs from the latest information issued by the competent official authority, the official information shall prevail.

11. Independent Platform

Unless expressly stated otherwise, ArjunPanchariya.in, Arjun Panchariya Study Point, and associated platforms are independent services.

Publication of information concerning a university, government department, examination authority, institution, organization, or other third party does not by itself imply official affiliation, authorization, endorsement, or partnership.

Third-party names, logos, and trademarks remain the property of their respective owners.

12. External Links

Our services may contain links to official websites or other third-party platforms.

External websites are operated independently and may have their own terms, privacy practices, security measures, and content.

We are not responsible for the operation or content of third-party services merely because we provide a link to them.

Users should verify that they are visiting the correct official website before submitting personal information, applications, or payments.

13. Intellectual Property

Unless otherwise stated, original website design elements, written educational content, original notes, graphics, branding, compilations, and other original materials created by us are protected by applicable intellectual-property laws.

Third-party content remains subject to the rights of its respective owner.

Nothing in these Terms grants users ownership of our intellectual property merely because they have accessed or purchased a product.

14. Acceptable Use

Users must not intentionally use our services to:

• Attempt unauthorized access to accounts, databases, servers, or administrative systems.
• Introduce malware or other harmful code.
• Circumvent reasonable access controls protecting paid content.
• Use automated methods in a manner intended to overload, disrupt, or damage the service.
• Impersonate another person for fraudulent purposes.
• Use the platform for unlawful activities.

Reasonable technical and security measures may be used to protect our platform and users.

15. Service Availability and Changes

We may update, improve, modify, temporarily suspend, replace, or discontinue features where reasonably necessary for maintenance, security, technical, legal, educational, or operational reasons.

Temporary interruptions may occur because of hosting problems, maintenance, third-party services, network failures, or other technical circumstances.

Where practical, we will try to maintain reliable access to our services, but uninterrupted availability cannot be guaranteed.

16. Limitation of Liability

Users are responsible for independently verifying important academic, examination, application, recruitment, admission, financial, and official information before acting upon it.

To the extent permitted by applicable law, we are not responsible for indirect or consequential loss resulting solely from reliance on information that the user was advised to verify from the relevant official source.

Nothing in these Terms excludes or limits any liability, consumer right, refund entitlement, or other responsibility that cannot legally be excluded or limited under applicable law.

17. Privacy

Personal information collected through our services will be handled in accordance with our applicable Privacy Policy and applicable law.

Users should review the Privacy Policy to understand what information may be collected, why it is collected, and how it may be used or protected.

18. Violation of Terms

Where a user materially violates these Terms, including through fraud, security abuse, or unauthorized commercial redistribution of protected paid material, we may take proportionate action such as restricting access, suspending an account, or terminating access to affected services.

Where appropriate, we may also pursue remedies available under applicable law.

19. Changes to These Terms

These Terms and Conditions may be updated periodically to reflect changes to our services, policies, legal requirements, or platform features.

The latest version will be published on the relevant website with an updated revision date.

Continued use of the service after revised Terms become effective constitutes acceptance to the extent permitted by applicable law.

20. Governing Law

These Terms and Conditions shall be governed by the applicable laws of India.

Any dispute will be handled in accordance with applicable Indian law and the jurisdiction and consumer-protection rules that legally apply to the particular matter.

21. Contact

For questions regarding these Terms and Conditions, educational services, purchases, or website-related matters, users may contact us through the contact information published on our official website.

Arjun Panchariya Sindhu
Arjun Panchariya Study Point

Official Website: arjunpanchariya.in
Associated Platform: apps.arjunpanchariya.in

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Important: These Terms and Conditions should be read together with our Disclaimer, Privacy Policy, Refund/Cancellation Policy, and other policies applicable to a particular service or purchase.